Tag: Credit

Posted on 06/20/2021
New Homes: The "Before" Checklist You'll Want to Consider
Photo by PhotoMIX Company from Pexels Sometimes getting ready to buy a home feels stressful. But it doesn't have to be when you take clear steps to get financially ready for the exciting world of homeownership. Here are a few quick items to consider before stepping into your new home. Do You Have a Down Payment? Depending on...
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Posted on 06/06/2021
Are You Prepared to Cosign on a Home Loan?
Image by Gerd Altmann from Pixabay Should you cosign on a mortgage loan to help someone else buy a house? Hopeful home buyers who lack the necessary credit history, W-2 income or overall income versus their debt can face problems getting a mortgage lender to approve a loan. Borrowers with a 43% or higher debt-to-income ratio may learn...
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